
Unlocking Value, One Note at a Time.
Joy Enterprises LLC
We specialize in buying and selling mortgage notes—offering liquidity to sellers and steady income opportunities to investors.
About Us
At Joy Enterprises LLC, we are dedicated to creating a seamless, trustworthy marketplace for mortgage note transactions. Whether you’re an individual note holder looking to cash out or an investor seeking consistent returns, we provide customized solutions that work for you.
With a focus on transparency, efficiency, and competitive pricing, our mission is to connect sellers in need of liquidity with buyers searching for reliable investment opportunities. By doing so, we support a strong, dynamic, and accessible secondary mortgage market.

Our Services
Mortgage Note Purchasing
We buy residential and commercial mortgage notes at fair market value, providing immediate liquidity to note holders.
Mortgage Note Sales
Looking to invest? We offer a curated selection of performing and non-performing mortgage notes tailored to your risk tolerance and return expectations.
Consultation & Valuation
Our team offers expert guidance and free note valuations to help you make informed decisions, whether you’re selling or buying.
Portfolio Management Support
For investors, we provide assistance with portfolio growth strategies and asset diversification in the mortgage note space.




What Sets Us Apart
Transparency You Can Trust
We believe in clear communication and honest pricing. Every transaction is handled with full transparency, so you’re never left guessing.
Tailored Solutions
No two clients are alike. We take time to understand your unique goals and craft strategies that fit your financial objectives.
Fast, Reliable Transactions
Our streamlined process ensures quick closings without sacrificing accuracy or professionalism.
Industry Expertise
With a deep understanding of the mortgage note market, we’re equipped to guide both newcomers and seasoned investors through every step.
Let’s Connect
Have a mortgage note to sell? Looking to invest? Our team is ready to help.
